Reg CF Annual Investment Limit Calculator

Disclaimer: By using this tool, you understand and agree that it is provided strictly for educational purposes and does not constitute legal, financial, or investment advice from us. You agree to perform your own research, consult qualified legal or financial counsel, and verify current SEC rules via Investor.gov before making investment decisions.

Accredited Investor Status

Income > $200k OR Net Worth > $1M OR licensed

$
$75,000Gross annual earnings
$0$124K (SEC Threshold)$250K$500K+
Presets:
$
$100,000
$0$124K$500K$1M+ (Accredited)
Presets:

12-Month Reg CF Investment Limit

$5,000/ year
Monthly Equivalent$417 / mo
SEC Calculation Basis5% rate
Cap Progress4% of Max Cap
How SEC Rule 100(a)(2) applies:

5% of the greater of your annual income or net worth ($100,000).

Key Reg CF Rules to Remember

  • 12-Month Rolling Window: The limit applies to all investments made in any 12-month period (not calendar year).
  • All Platforms Combined: The limit is aggregate across ALL platforms (Wefunder, Republic, StartEngine, etc.).
  • Greater Of Rule: Calculations utilize the greater of your annual income or net worth.
Explore Searchable Startup Investor Database

Frequently Asked Questions

Learn more about SEC Regulation Crowdfunding investment limits & guidelines.

Regulation Crowdfunding (Reg CF) was created under the JOBS Act to allow early-stage startups to raise up to $5,000,000 from retail (non-accredited) and accredited investors online through registered funding portals.

Disclaimer: By using this tool, you understand and agree that it is provided strictly for educational purposes and does not constitute legal, financial, or investment advice from us. You agree to perform your own independent research, consult qualified legal or financial counsel, and verify current SEC rules via official resources such as Investor.gov before making investment decisions.